Hi everyone! January was a more month of me. Our rent is no human and I was ready for sale. Mrs and I, and RB440 had some health problems last month. It is more stressful than usual here.
On the financial side, we had a difficult month. Repair and repair in the recruitment condo was inexpensive. It took 3 days and 4 trips in the hardware store to replace Chath caicet. After 20 years, he stuck good. Also, we will have $ 1 000 loss of a monthly rental income while it is empty. Our cash flow will be good until the place is sold. On the positive side, it is appropriate for a higher blowing. The stock market is done well last month. I don’t hope most about 2025. I think the stock market is very expensive now. We will probably see a return to another year this year.
All right, I will share how I do with my new year’s goals. Then, I will go over our number and cash flow. Let’s go!
2025 goals
Here is my 2025 cows computer. Works well. Try it if you can’t compare with your new year’s goals. The key to review the spreadsheet monthly to track your progress. That way, you can apply for purposes that require additional attention.
Financial Objectives
Sell hiring Condo
This is my primary goal of 2025. Our person is released from our rental condo in January. I’m almost finished getting ready and I’ll add you to the list for next week. At first, I planned to put the plain, but there were too many obstacles. I need to get permission from HOA and deal with all kinds of strangers. Still, I found carpet instead. I will keep looking at a new carpet, but it will take at least 3-4 weeks.
However, I no longer want to be a world employer. Time to sell.
Prplex duplex is for sale
When RB40JR finished high school in 2029, we plan to move to southern California to approach families. Mrs.B40’s parents get old and need help. I have time to prepare for sales sales, but everywhere needs to update. This will be a long process.
This year, I want to meet our RealTor and find out what we need to fix. First in the list repairs and external exposure. I would be happy if we can get at least a lot of this year. I plan to hire this. These days, I try to avoid the lady as possible. I want to reopen the kitchen, bathroom and bedroom.
This is in the back burner until the recruiting condo.
Max Out My Roth IRA
Roth IRA is the best investment account you can have. You do not have to pay taxes in the benefits when you withdraw. This is great. When you start the small and Max your IRA every year, it will be a good resource in retirement.
I have increased my Roth IRA contribution for more than 20 years. But that streak will eventually come soon. The reason is simple. You can only contribute to Roth Ill with earnings. My active money goes like a rock and may have done enough this year. By 2025, the limit of Roth IRA donations are $ 8,000 if you are 50 years or older. Will we see if I can get enough to get her out?
So far, I’ve made $ 671. It’s not good.
* You can contribute to Roth IR IRA when your spouse has received money. Mr. RB40 received income, but I prefer to spend the money I have the money I have to contribute to my Roth Irdle.
Track the value and hope of + 10%
I’ve been tracking our right amount since 2006. Good to see progress. This year, I like to see 10% benefits. (I’m not very optimistic.) At this time, everything depends on the stock market and no more I can do influence this purpose. I will follow it and keep my fingers cross.
January was a good month of stock market. We found 2.2%.
Objectives of Life
Exercise more than last year
Last year, I set a 3-timing goal in a week. However, I built Elbow pain and I had to go back. The result – I used 120 times. That wasn’t bad, but I would like to do more this year.
I started slowly in January. I was sick and had to repair the hiring condo. I only do at the gym 6 times. The next month will be better, hopefully.
Win claiming claim
Last year, RB40JR received the installation of your hearing. You have a 50 -80% hearing from her left ear. He tried help to hear a few years, but he did not help much. He can hear some sounds with his right ear, but he doesn’t understand talking about this side.
Recently, FDA was approved for children’s installation. At first, I thought we could wait until RB40JR was an adult. Then he can decide for himself. However, our national scholar learned the better focus. If you wait too long, the brain may not be able to adapt to the Consclehar installed conditions.
However, he received an installation last year. However, the insurance denied that. They meant that the Coccelar Implant was a temptation and it was not well improving all life. This is funny. The device has been used since 80s to improve lives. I fight with the rejection. I think health insurance companies deny many claims as you can to improve profits. Many people are very sick to fight for refuse. Say everyone hate health insurance companies.
I worked with a hospital to file a complaint. Now, we look forward to hearing.
Happy Goals
Sell my ceramic projects
Last year, I took 2 ceramic classes in the center of the community and exploded. My projects are not technical level yet, but I will try to sell a few things this summer. The public sector will have several arts sale in this year. I will find my name from the list and hope for the best. My ceramic projects may not sell, anyway. My Aessemetic is not unusual … Most of my stuff is the style of Wabi Sabi.
Can you buy any of these dishes? My price will be $ 19.99 each. Heh heh …
Many days
This year, I want to go out with Mkk RB440 more often. If you are a parent, you know how difficult this can be. Fortunately, our son is still young now. We can come out whenever we want. However, I need to overcome my doubts to leave the house in the evening. We parked on the street and we find a place of pain at night. Ugh! I prefer to strike down at home rather than go out to the tonight dining. Lunch is better for me. Who wants to leave home after darkness?
In January, we did for for 2 lunch days. We both had health problems so we were lucky to do so many.
Prouy Loude> 8
I am a natural person so this should be easy. Life was standing in the last few years.
January was a hard month for me. I was pressed with recruiting condo. The carpet caused the tone of head to me. I’m too old for this $ *% t! I had a very simple life. I can’t handle any stress.
Right amount (+ 2.2%)
I’ve been tracking our right amount since 2006. It is very encouraging to see our progress. The ability to combine are amazing. Investing our money drops income earned our money last year.
2025 is a good start. Our relevant net has increased 2.2%. It is very impressive for one month. I don’t think it will go up too much. I plan to continue investing. Will work later.
*** Important *** My best advice is to stay lesson. Don’t stop investing. You should continue investing that the stock market is climbing or down. You can think that the most expensive shares, but they will look cheaper in 10 years. Continue investing and you will receive financial freedom another day. Don’t try time market.
This is a chart of our right amount to provide energy. Sign up for free account to provide energy to help manage your net net accounts. I usually get on to check the importance of profits and use their free tools. It is a good help for DIY investors.
January 2055 Fire flow
This Fire Cash Flow chart includes the amount I receive online, sidegs, and tax revenue. Mrs.B40’s income is not because you plan to retire soon.
The flow of our money will be quite worse until the hiring area.
January 205 Fire Fire: $ 1,729
YEAP, I am converted to retirement. My worker is too low these days. We will probably start saving more often.
- Maintenance of Retail: $ 447. You can learn more on a limitless page.
- Funding: $ 571. It was a good month in assignments.
- Released Money: – $ 542. We will have income of negative hiring until Condo gone.
- Blog Money: $ 487.
- Unusual activities: $ 184. I worked only a few hours last month.
- Other: $ 0 0
- Interest: $ 40.
To dismiss: $ 3,851
Here are some information.
- Laughter: $ 1,316. This includes loans, services, furniture, repairs, and repairs. Our cost of housing is low because we live in Duplex. We divide many costs with our employer.
- Transportation: $ 265. Gas and insurance.
- Entertainment: $ 303. This was very eating and ordering food.
- Local purchases: $ 480. Stores payments were within average.
- Health: $ 350.
- Food: $ 532. Unfortunately, children’s related costs are increasing as RB40JR becomes old. We make his orthodontist payments and international school trip.
- Personal: $ 183. Clothes and homes.
- Walk: $ 385. RB40JR Revised Our Passets.
Savings: –$ 2,664
On January 2025 to roll
Okay, in January he flew about it. I didn’t enjoy it very much because there were so many problems. I almost finished fixing hiring so in February should be easy. Hopefully, Condo sends quickly. Then, I can focus on fixing the duplex. I’m also pressured in the economy and downgrading to the Unity’s Government. The economy will respond to new prices. There is much uncertainty this year.
That’s what in January. Have a good month?
The income is the key to retirement early. Nowadays, I invest in trade in Crowsdstreet. They have many projects throughout the United States. Walk and examine yourself!
Defolation: We can get an transfer fee when you sign up for service using links on this page.
Please follow us and love:
The income is the key to retirement early. This year, Joe invests in real estate supplies by Crownrydteret. They have many projects throughout the USA so check it!
Joe highly recommends the personal money for DIY investors. They have many practical tools that will help you reach the balance.
Source link
