Hi everyone! Have a good month? February was another busy month in RB40 family. I was busy fixing our lease condol. That is done and written in Sale. Unfortunately, the housing market is slow. It will not take a while to sell. Now the waiting game.
On the financial side, we had a difficult month. I spent about $ 2,200 to fix Condo and our cash flow was not good. The recruiting condol will drop on our cash transit until it is sold. Our appropriate NET is held firmly in February. However, I hope most. The stock market will probably be crashing and hot soon.
All right, I will share how I do with my new year’s goals. Then, I will go over our number and cash flow. Let’s go!
2025 goals
Here is my 2025 cows computer. Works well. Try it if you can’t compare with your new year’s goals. The key to review the spreadsheet monthly to track your progress. That way, you can see what goals require additional attention and work.
Financial Objectives
Sell hiring Condo
This is my primary goal of 2025. Our person is released from our rental condo in January. I repaired and filed you in it for sale. Unfortunately, the housing market is bad now. It may take a while to sell. If it does not sell in 6 months, I may have to look for a new employer.
I don’t want to be a householder. I might invest in retail returns.
Prplex duplex is for sale
In the same lines, I plan to sell our Duplex after our RB40JR finish high school in 2029. We need to move south of California to approach families. Mrs.B40’s parents get old and need help.
This year, I will meet our Reepor and I have found what we need to fix. Siding needs to be repaired and re-adjusting. I would be happy if we could get at least a lot of what was done. I plan to hire this. These days, I try to avoid the lady as possible. I want to repair the kitchen and the bathroom.
Duplex is behind the back burnner at the moment.
Max Out My Roth IRA
Roth IRA is the best investment account you can have. You do not have to pay taxes in the benefits when you withdraw. This is great. When you start the small and Max your IRA every year, it will be a good resource in retirement.
I have increased my Roth IRA contribution for more than 20 years. But that explosion will end soon. The reason is simple. You can only contribute to Roth Ill with earnings. My money received is pulled like a rock and may have done enough this year. By 2025, the limit of Roth IRA donations are $ 8,000 if you are 50 years or older. Will we see if I can get enough to get her out?
So far, I made $ 1,401. Not very shack!
* You can contribute to Roth IR IRA when your spouse has received money. Mr. RB40 received income, but I prefer to spend the money I have the money I have to contribute to my Roth Irdle.
Track the value and hope of + 10%
I’ve been tracking our right amount since 2006. Good to see progress. This year, I like to see 10% benefits. During this time, everything depends on the stock market and no more I can do influence this purpose. I will follow it and keep my fingers cross.
I hope so much about the US economic hope now. Comrade Trump will be heavy as he made his business. Divides all our boots and Putin’s boots. All countries will suffer from trading wars. China increases and will attack Taiwan soon because she knows that Trump will not do anything. Democracy shrinks and Oligarchy goes up. If you are rich, you will be rich. If not, you’re ready for difficult times. I hope you have a nice tendi and abundance of ammo.
We climbed 2.3% up to date.
Objectives of Life
Exercise more than last year
Last year, I set a 3-timing goal in a week. However, I developed elbow pain and I had to go back. The result – I used 120 times in 2023. That wasn’t bad, but I would like to do more this year.
Things are not well. I was sick in January. Then, I spent most of the time fixing hiring. However, I made it to the gym 9 times in February. It should be better this month.
Win claiming claim
Last year, RB40JR received the installation of your hearing. You have a 50 -80% hearing from her left ear. He tried help to hear a few years, but he did not help much. He can hear a little about his left ear, but he doesn’t understand talking about this side.
Recently, FDA was approved for children’s installation. At first, I thought we could wait until RB40JR was an adult. Then he can decide for himself. However, our national scholar learned the better focus. If you wait too long, the brain may not be able to adapt.
However, he received an installation last year. However, the insurance denied that. They said the Cookleart installation is a test and does not improve all life. This is funny. The device has been used since 80s to improve lives. I fight with the rejection. I think health insurance companies deny many claims as you can to improve profits. Many people are very sick to fight for refuse. Say everyone hate health insurance companies.
I worked with a hospital to file a complaint. Now, we look forward to hearing.
Happy Goals
Sell my ceramic projects
Last year, I took 2 ceramic classes in the center of the community and exploded. My projects are not technical level yet, but I will try to sell a few things this summer. The public sector will have several arts sale in this year. I will find my name from the list and hope for the best. My ceramic projects may not sell, anyway. My Aessemetic is not uncommon … Most of my stuff is the terrible.
Can you buy any of these? My price will be $ 19.99 each. Heh heh …
Many days
This year, I plan to go out with Mrs RB440 many times. If you are a parent, you know how difficult this can be. Fortunately, our son is still young now. We can come out whenever we want. However, I need to overcome my doubts to leave the house in the evening. We parked on the street and we find a place of pain at night. Ugh! I would like to pull down home than out of the restaurant.
I will walk for lunch and Mrs RB40 instead. That is easy. Who wants to leave home after darkness?
In February, we did for 2 lunch days. It was a busy month.
Prouy Loude> 8
I am a natural person so this should be easy. Life was standing in the last few years.
Unfortunately, things look bad. My system of ignoring 4 year story has failed completely. The earth is still in the face and we need to prepare for life so that we get worse. I’m completely stressed.
Right amount (+ 2.3%)
I’ve been tracking our right amount since 2006. It is very encouraging to see our progress. The ability to combine are amazing. Investing our money drops income earned our money last year.
2025 is a good start. Our Net is to be raised 2.3% up to date. However, the stock market is a price for perfection and things that reveal. I don’t hope most.
*** Important *** My best advice is to stay lesson. Don’t stop investing. You should continue investing that the stock market is climbing or down. You can imagine that the most expensive shares, but it will look cheaper in 10 years. Continue investing and you will receive financial freedom another day. Don’t try time market.
This is a chart of our right amount to provide energy. Sign up for free account to provide energy to help manage your net net accounts. I usually get on to check the importance of profits and use their free tools. It is a good help for DIY investors.
February 2025 Fire flow
This Fire Cash Flow chart includes the amount I receive online, sidegs, and tax revenue. Mrs.B40’s income is not because you plan to retire soon.
The flow of our money will be worse until the sale of recruiting condo.
February 2025 Fire Fire: $ 2,009
- Maintenance of Retail: $ 533. You can learn more on a limitless page.
- Funding: $ 580.
- Released Money: – $ 3,240. We will have non-negative hiring income until Condo is sold. The next month should be better. I finished repairing the place up.
- Blog Money: $ 487.
- Unusual activities: $ 409. I brought a few orders of cooking a week. It’s a simple paid gig, yet. I’m sure, they will reduce the payment soon. At that time, I will look for something else I can do.
Dissing: $ 4,781
Here are some information.
- Laughter: $ 1,333. This includes loans, services, furniture, repairs, and repairs. Our cost of housing is low because we live in Duplex. We divide many costs with our employer.
- Transportation: $ 152. Gas and insurance.
- Entertainment: $ 150. This was very eating and ordering food.
- Local purchases: $ 565. Stores payments were within average.
- Health: $ 488.
- Food: $ 671. Unfortunately, children’s related costs are increasing as RB40JR becomes old. We make his orthodontist payments, international school journey, and various functions.
- Personal: $ 337. Clothes, household goods, and personal exercises.
- Walk: $ 1,034. We go to the North Carolina to visit the brothers in March.
Savings: –$ 6,012
February 2025 to roll
Okay, February was a long stress moon. I’m glad it’s over. March should be better, however. The weather receives nicer and Spring Break should be very fun. Hopefully, I will be lucky to ignore the news when I get out of town. We looked at North Carolina to see my brother.
That’s what happened in February. Have a good month?
The income is the key to retirement early. Nowadays, I invest in trade in Crowsdstreet. They have many projects throughout the United States. Walk and examine yourself!
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The income is the key to retirement early. This year, Joe invests in real estate supplies by Crownrydteret. They have many projects throughout the USA so check it!
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