Learn how GridBase helps you use Encopass Partner Connect

Real estate customers are making a major transition from Encopass Software Development Kit (SDK) to Encopass Partner Connect (EPC). This change – driven by updated ICE Mortgage Technology standards – promises improved efficiency, cost savings, and future-proof workflows. However, for many lenders and title agents, the compliance process can be too much to handle while running a business and avoiding compliance risks. But that’s where GridBase comes in.

GridBase is a proven leader in title and lending technology, offering a seamless, code-free solution that simplifies migration while improving workflow. GridBase is a global API for financial and topic collaboration. It offers order management, instant title reports, closing agent management, and digital closing capabilities. If a single network can eliminate consolidation challenges, why wouldn’t a lender benefit? GridBase is a one-stop shop for EPC integration. Here’s how it works.

What makes the transition to EPC challenging?

The move to EPC is a significant change for lenders and title agents. While the updated API standards open up potential benefits, they also pose challenges, including:

• Complex integration requirements: Switching from a legacy SDK requires rethinking existing workflows and implementing new connection protocols.
• Additional software development requirements: New integrations often require additional development resources to ensure compatibility with existing systems. This burdens lenders by introducing potential delays and unexpected technical challenges.
• Disrupted operations and compliance risks: Even minor operational disruptions can have a negative impact on productivity and client satisfaction. However, adherence to evolving regulatory standards is inevitable for lenders who want to maintain efficiency.

How does GridBase bridge the gap for lenders?

Despite potential integration challenges, GridBase offers lenders a comprehensive way to stay productive and risk-free while transitioning to EPC. As an early adopter of EPC, GridBase spent over a year refining its Order Management integration to address these challenges in three key ways:

• Codeless implementation: GridBase’s intuitive platform eliminates the need for complex coding. Lenders and title agents can quickly integrate the solution into their workflow, saving time and resources.
• Two-way interaction: The platform facilitates real-time collaboration between lenders and title agents, enabling seamless document exchange, milestone tracking, payment data sharing, and note consolidation.
• Improving end-to-end workflow: By supporting both servicing and loan origination workflows, GridBase improves efficiency across the entire lending ecosystem. The solution automates milestone reviews, streamlines cost management, and manages various types of documents with ease.

Why should lenders act now?

While GridBase is an excellent solution, time is of the essence – and lenders need to jump into action. However, ICE Mortgage Technology’s 2025 deadline extension for EPC migration gives lenders and title agents an opportunity to prepare ahead of time. Early adopters like GridBase customers are already reaping the benefits, including:

• Improved Performance: Faster working times and reduced manual intervention.
• Cost Savings: Improved workflow reduces operational overheads.
• Regulatory Readiness: GridBase ensures compliance with new API standards without disrupting daily operations.

“GridBase’s methodology has put us ahead of the curve, allowing our customers to reap the benefits of new EPC integration while minimizing disruption,” said GridBase chief technology officer Kevin Koon-Koon.

Why is Gridbase a solution designed for the future?

Integrating GridBase equips lenders with immediate advantages in an ever-changing market. However, networking prepares users for the future in several ways. GridBase middleware provides robust, flexible integration capabilities. It connects easily with EPC and integrates seamlessly with all client systems. This makes GridBase an essential tool for forward-thinking lenders and title agencies.

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